Granted!!!!!
You have just won a million dollars. Hell, it's even a million POST TAX dollars, so you don't end up with only $595,004.27 or something, just because I am in a spectacular mood right now. You caught me on a good day.
Just like the majority of people who come into a huge chunk of change like this, especially young people, you immediately go on a a spending spree. You put 20% down on a 500k house, take out 0% interest loans to furnish it, throw grand parties for all your friends. You discover relatives you never knew you had looking for a quick handout or desiring a partnership in a shady business venture. You even buy a hot new sports car. All common, yet fairly responsible things to do with your money.
Well, in most normal people's brain's there's a filter which tells them they can't afford something, or they must choose between one thing or another. This, kids, is called opportunity cost. Opportunity cost, Jessika, no longer exists for you. Your rich. You have all the money in the world. Your glorious spending spree lasts approximately a year until your nest egg is gone. Your zero percent interest loans come due, and you can no longer make your house payments because you haven't even finished college yet, much less gotten a real job. See what One crummy million will get you.
I wish I could throw the ultimate Halloween party of all time.