College Loan Slavery

[Enishi]

Student Debt is getting WAY out of hand...

[Goth Brooks]

Student Debt is getting WAY out of hand...

Maybe she should have balanced what she wanted to do with her life vs what jobs are actually available, in demand, and worth a damn.

Sounds a new prospective military member to me.

[Shade Everdark]

Yeah, because wanting to broaden one's horizons and receive a good quality liberal arts education is completely worthless unless you're walking out with THE hot marketable degree.

Fuck that, I went to university to get a well-rounded education, and certainly not to learn marketing skills.

[Enishi]

Someone I chatted with elsewhere made these suggestions:

"When you first get out of high school, don’t go to college but instead go to a two year trade school. Many trades would include landscaping, construction, carpentry, plumbing, fixing air conditioners and sinks etc. After two years you will have acquired very valuable craft which you can do with your hands. This should get you out in the work force at least starting out in the $20-$25 an hour range. However once you have completed this phase you only completed two of the four years of the plan.

Introduction to Financial Accounting- This will teach you what an income statement, balances sheet, Revenues, Expenses, Liabilities, Assets, and Stock Holders’ Equity.

Managerial Accounting- This course will teach you Cost Terms, Job-Order Costing, Process Costing, Cost Behavior, Cost-Volume-Profit Relationships, Relevant Costs for Decision Making, and Capital Budgeting Decisions Etc.

QuickBooks- Now down the road this may not be a necessary course but lots of small business use this program and I believe it’s worth taking this course.

Microsoft Office Courses (Especially Microsoft Excel and Microsoft Access)- The average person is better off investing two semesters at a local community college taking all the Microsoft Office Courses rather than investing thousands of dollars in a university.

Microsoft Excel and Access are very powerful business tools. With Excel you can make What if Statements, Manage Inventories and has many other incredible tools. With Access you can build databases. You can create Tables, Queries, Forms, and Reports. If you love to analyze data in order make strategic business decisions, Microsoft Access will become your best friend.

My Microsoft Access instructor makes around $150 an hour doing consulting work regarding Access. He told me once you successfully certified in Access one normally starts out around $40-50 an hour and over the years can work up to $150 an hour."

[phee]

Yeah, because wanting to broaden one's horizons and receive a good quality liberal arts education is completely worthless unless you're walking out with THE hot marketable degree.

Fuck that, I went to university to get a well-rounded education, and certainly not to learn marketing skills.

X 10

[Goth Brooks]

Yeah, because wanting to broaden one's horizons and receive a good quality liberal arts education is completely worthless unless you're walking out with THE hot marketable degree.

Fuck that, I went to university to get a well-rounded education, and certainly not to learn marketing skills.

Doing that on your own dime is fine and dandy.

Doing it on a bank's, and then having nothing to show for it; is irresponsible, retarded, and a good point to how the country got into the financial mess it's in.

It's only a shame the banks can't repo your degree.

[Homicidalheathen]

I know someone in his 40s who just lost his job at ford and he had the 2 yr trade thing instead of the 4 yr deisign degree...I guess he needs to go back to learn some new software programs...he can't get hired now to save his ass, he is outdated.

[phee]

Doing that on your own dime is fine and dandy.

Doing it on a bank's, and then having nothing to show for it; is irresponsible, retarded, and a good point to how the country got into the financial mess it's in.

It's only a shame the banks can't repo your degree.

You sound like you are posting from a socialist point of view....

[Goth Brooks]

You sound like you are posting from a socialist point of view....

Saying that banks/government should only give people money towards education if it's for a degree that is marketable and likely to pay off is socialist?

Sounds pretty capitalist to me.

[phee]

Saying that banks/government should only give people money towards education if it's for a degree that is marketable and likely to pay off is socialist?

Sounds pretty capitalist to me.

Well only working for what the government deems what it needs sounds socialist

Capitalism seems more like, doing what you want and making a business out of it, as opposed to working for "The State"... IMO

[Goth Brooks]

Well only working for what the government deems what it needs sounds socialist

Capitalism seems more like, doing what you want and making a business out of it, as opposed to working for "The State"... IMO

My first post didn't even include the government. I only included it because of FASFA.

And getting a degree towards an occupation likely to pay off is hardly working for "The State"; engineering, electronics, medical fields. These are all fields that are still in demand. Hell, go look at the jobs available in Michigan (one of the highest unemployment rates in the country)... most of 'em are for nurses, am I right?

Learning how to make web pages isn't in demand.

How many liberal arts graduates are flipping burgers right now? How many were before our recession?

Want to broaden your horizon? Do it on your own dime, or down at the public library. /Good Will Hunting

[Goth Brooks]

Capitalism seems more like, doing what you want and making a business out of it, as opposed to working for "The State"... IMO

Btw, you're absolutely right. Capitalism also seems more like the bank saying "You want $75,000 to go learn to draw fluffy bunnies? Let's take a look at how many fluffy bunny jobs are available, and what they're paying.... ok we'll give you $2.50."

And the government saying "You want full financial aid to learn to draw fluffy bunnies? Yeah sorry, my tax payers would castrate me if they knew their money was going towards giving you a job making minimum wage after 4yrs of higher education. However, the military will give you money for college and you can use it for any classes you see fit, because you EARNED it through service."

[phee]

Btw, you're absolutely right. Capitalism also seems more like the bank saying "You want $75,000 to go learn to draw fluffy bunnies? Let's take a look at how many fluffy bunny jobs are available, and what they're paying.... ok we'll give you $2.50."

And the government saying "You want full financial aid to learn to draw fluffy bunnies? Yeah sorry, my tax payers would castrate me if they knew their money was going towards giving you a job making minimum wage after 4yrs of higher education. However, the military will give you money for college and you can use it for any classes you see fit, because you EARNED it through service."

I think the main difference here is you are catagorizing all liberal arts jobs in the "fluffy bunny" department... as long as you have that perspective on liberal arts, obviously you are going to find it useless.

[Goth Brooks]

I think the main difference here is you are catagorizing all liberal arts jobs in the "fluffy bunny" department... as long as you have that perspective on liberal arts, obviously you are going to find it useless.

Actually I'm referring specifically to the person in the article.

She has looked into fields ranging from children's book publishing to T-shirt design, but no one is hiring.

Sounds like fluffy bunnies to me.

[phee]

Actually I'm referring specifically to the person in the article.

Sounds like fluffy bunnies to me.

Yeah who needs books?

Wait.... that does have a familiar sound to it....

[SaGa]

Saying that banks/government should only give people money towards education if it's for a degree that is marketable and likely to pay off is socialist?

Sounds pretty capitalist to me.

what was marketable 4 years ago, might not be marketable now. sure theres a lot of data, and it could be predictable loosely. but is it enough data to make a call 4 years ago

[TitsMcGee]

Although the Occupational Outlook Handbook says that artist jobs are on the rise, she forgot the fact that most artists like her are self employed. Frankly I think the girl should be slapped upside her head, not for the major she picked, but for chooseing a school that would rack her up 75 grand in student loans. There are cheaper schools out there that offer fine arts degrees.

Look at me, I went to community college for three years before transfering to EMU. The only classes I have to take at EMU are my paralegal classes basically because I got all my other classes at my CC, as well as a degree, which gets me scholarships from EMU. And for the record, I've only had to take out one loan that was less that $3,000.

[freydis]

Maybe she should have balanced what she wanted to do with her life vs what jobs are actually available, in demand, and worth a damn.

Sounds a new prospective military member to me.

Something can be very marketable when you go in, and completely not when you come out.

I know firsthand.

I have a Computer Science degree.

I had to go back for Technical Writing.

[Rev.Reverence]

[Nightgaunt]

Something can be very marketable when you go in, and completely not when you come out.

I graduated in December of '96 and was doing great until 2000, when all the jobs in my field got outsourced to India.

[freydis]

I graduated in December of '96 and was doing great until 2000, when all the jobs in my field got outsourced to India.

You majored in Computer Science too?

heh.

[Scales]

That's pretty messed up.

The educational systems need to be more reformed and privatized in my opinion. I think High School and College should be put together. There would obviously be a mandatory High School course before career courses. Excluding courses taught by teachers in rooms, the system would be set up like a library where you could elect to teach yourself or have other students teach you. You'd pay for enrollment in strict courses, decide if you want teachers or not for what courses offer them, and only take tests toward career certification. The government would be allowed and encouraged to throw money at it, but not allowed to interfere with it, since it's privatized.

But that's my two cents, I'll never be a -whatever- but I can take the information to become as smart as one, that's the way education should be. Not a monopoly or a government prison.

[SaGa]

Although the Occupational Outlook Handbook says that artist jobs are on the rise, she forgot the fact that most artists like her are self employed. Frankly I think the girl should be slapped upside her head, not for the major she picked, but for chooseing a school that would rack her up 75 grand in student loans. There are cheaper schools out there that offer fine arts degrees.

Look at me, I went to community college for three years before transfering to EMU. The only classes I have to take at EMU are my paralegal classes basically because I got all my other classes at my CC, as well as a degree, which gets me scholarships from EMU. And for the record, I've only had to take out one loan that was less that $3,000.

i did notice that. kinda baffled me. must be some high class place to offer liberal arts classess at that high of a rate. one of those places rich families send there kids to. not a out of pocket real world education establishment.

[SaGa]

That's pretty messed up.

The educational systems need to be more reformed and privatized in my opinion. I think High School and College should be put together. There would obviously be a mandatory High School course before career courses. Excluding courses taught by teachers in rooms, the system would be set up like a library where you could elect to teach yourself or have other students teach you. You'd pay for enrollment in strict courses, decide if you want teachers or not for what courses offer them, and only take tests toward career certification. The government would be allowed and encouraged to throw money at it, but not allowed to interfere with it, since it's privatized.

But that's my two cents, I'll never be a -whatever- but I can take the information to become as smart as one, that's the way education should be. Not a monopoly or a government prison.

online education is already making it where you dont have to look at the teacher. and offers more options to support a no teacher, or 1 teacher to 300 students. with several courses. no building means less funding for a building. also skill trade is still a very viable option for many. people shoot high and take risks. others might just climb life as a pyramid.

on the other note, skill trade is hands on,isnt expensive compared to the reward and is a lot more economical for a quick boost in income then 4 years that could end up choking you before you get off the ground.

[Hellion]

I graduated in December of '96 and was doing great until 2000, when all the jobs in my field got outsourced to India.

What kills me is they say there are layoff proof jobs,yeah right,every job there ever was or is can layoff

I went to Oakland Technical Center in Wixom for a year and a half for architectural drafting,before it went to cad cam,

I enjoyed it and still have all my drawings.