College Loan Slavery

[Scales]

online education is already making it where you dont have to look at the teacher. and offers more options to support a no teacher, or 1 teacher to 300 students. with several courses. no building means less funding for a building. also skill trade is still a very viable option for many. people shoot high and take risks. others might just climb life as a pyramid.

on the other note, skill trade is hands on,isnt expensive compared to the reward and is a lot more economical for a quick boost in income then 4 years that could end up choking you before you get off the ground.

Yeah I forgot about online, but still there's gotta be book and tuition costs or something like that I take it.

[Enishi]

Although some of his views in regards to religion aren't much to my liking, this guy Gary North has written some interesting stuff about how to greatly minimize one's overall college expenses.

[tanuki1985]

Don't even get me started on the subject of college loans. At the tender age of 23, I am very much in debt and my career hasn't even gotten started yet.

The world seems to run on a vicious cycle: One needs money to get an education. However, one also needs an education in order to get enough money to get that education in the first place.

I know, some of you will probably say that I make no sense or that I exaggerate. All I can say to you is that you obviously haven't experienced the true suckage of having college loans.

Sure, we don't have to start paying our loans until we either graduate or quit school. As long as we're taking classes, our loans are on hold. That's all cool..... but graduation comes faster than you think. Before you know it, you're paying huge college loan bills, but the economy sucks so badly that you can't get your career started quickly enough to make enough money to get by. Sooner or later, you have to get a credit card, and then you have a credit card debt.

What can I say? Sure, I have a semi-cool job now, but I busted my ass off in college and have nothing to show for it but loans.

But alas, I digress.

Ugh.

[SaGa]

Yeah I forgot about online, but still there's gotta be book and tuition costs or something like that I take it.

yah no one can deny the inflation of education. should it cost you as much as a house. is it our standards to high, or just people are required to spend money on classes that dont even fit in to there degree just to get the degree

[tanuki1985]

Yeah I forgot about online, but still there's gotta be book and tuition costs or something like that I take it.

Hell yeah, you still pay the cost of tuition and books. The only money you save by taking online courses is gas money. However, so many people fail when taking online classes because they require determined self-motivation, a quality which most lack. In the long run, it's almost better to just take classes at a campus.

[Nienna]

I got a BFA in 2001 and my MBA in 2005. Since then, the economy fell in the toilet, and the first jobs to go were lower level management - which is where my career should have started. So Here I am, drowning in debt, and unable to afford to move somewhere that my degrees would be used. At this point, I'm praying for either a much better job soon, or a freak accident. I'll never be able to get married, have kids, or live anywhere but a crappy apartment, because every cent keeps the loan officers off my back. That is the reality of an education these days.

I was not irresponsible. I got usable, practical degrees in skill sets that I am good at and that go together. I'm just stuck in a bad economy in one of the worst cities in the country for my industry.

[SaGa]

its the reality of economics, and why our goverment and all the other ones, are desperate to fix it all before it slows down even further. can we blame anyone specificly, nope, i think people can point the blame at almost every industry for something that contributed to the situation or added risk.

amarica has been riding as a very wealthy place, in the envy of the world. well thats changed and collage education has just gotten a hell of a lot more risky with a shrinking job market.

[Reaper]

As soon as I get my income tax money I am going to payoff the remaining $1500 on my federal school loan finally. I ended up going to trucking school in the end and even then I never ended up having to pay back the school I went to. So I have a good career now and was lucky to pretty much get it for free.

[TheOsakaKoneko]

That is such bullshit. The girl is a fucking moron. She must have gone to one of the most expensive art schools in the country to have to take 75K in loans. You simply don't go to a school that expensive if you can't afford it. Jesus christ. I went to a very expensive school, and I have a lot of loans, but not even a third of hers. What the hell was she thinking? I wasn't rich - but I got student aid. Grants, work study, loans. If your loans add up to 75K, you CHOOSE A DIFFERENT GODDAMN SCHOOL. I don't think this girl had the brain power to go to college at all. Not surprising she doesn't have the common sense to enable her to find a job. No one should ever graduate with that much in loans. You'd not only have to get a job immediately after graduation, but a damned high-paying one too. Plus, it's goddamn ART SCHOOL. If you are going into art, the important thing is your talent, not the name on your diploma, so you shouldn't need a pricey school. There are some fields (a lot of fields) where school name recognition can get you far. If you want to move on to med school, Johns Hopkins is a damn good place to get that undergrad degree. If you want to go into engineering, U of M will make a difference in your future. But to draw bunnies? I can't believe that Academy of Art University in San Francisco is going to have a huge difference over Columbia School of Art or (fill in the name of small cheap art school here).

Girl is screwed, but she has no one to blame but herself. You can get a great college education and come out with under $10K in loans easily (I didn't, but again, very expensive school). You can go to a really expensive private school and still come out with under $25. $75 is just nucking futs.

[TitsMcGee]

That is such bullshit. The girl is a fucking moron. She must have gone to one of the most expensive art schools in the country to have to take 75K in loans. You simply don't go to a school that expensive if you can't afford it. Jesus christ. I went to a very expensive school, and I have a lot of loans, but not even a third of hers. What the hell was she thinking? I wasn't rich - but I got student aid. Grants, work study, loans. If your loans add up to 75K, you CHOOSE A DIFFERENT GODDAMN SCHOOL. I don't think this girl had the brain power to go to college at all. Not surprising she doesn't have the common sense to enable her to find a job. No one should ever graduate with that much in loans. You'd not only have to get a job immediately after graduation, but a damned high-paying one too. Plus, it's goddamn ART SCHOOL. If you are going into art, the important thing is your talent, not the name on your diploma, so you shouldn't need a pricey school. There are some fields (a lot of fields) where school name recognition can get you far. If you want to move on to med school, Johns Hopkins is a damn good place to get that undergrad degree. If you want to go into engineering, U of M will make a difference in your future. But to draw bunnies? I can't believe that Academy of Art University in San Francisco is going to have a huge difference over Columbia School of Art or (fill in the name of small cheap art school here).

Girl is screwed, but she has no one to blame but herself. You can get a great college education and come out with under $10K in loans easily (I didn't, but again, very expensive school). You can go to a really expensive private school and still come out with under $25. $75 is just nucking futs.

+10

[TheOsakaKoneko]

+10

Thank you dear I agreed with your post as well.

[Onyx]

Yes, McGee and Koneko, I do also agree!

An artist is judged on their work. Nobody really cares where or even if they went to school.

I have a friend who clears $50,000 /year doing specialized restoration artwork plus sells her work at comic and sci-fi conventions. She is self-taught. Nobody asks her if she has a degree. She flipped burgers for 3 years while she built up her client list and now she works 8 hours a day 4 days a week on just her art and that is her sole career.

(I'm not saying art school is a waste, but to run up that high of a bill when you have no means to repay it is just plain stupid).

[Enishi]

I have a friend who clears $50,000 /year doing specialized restoration artwork plus sells her work at comic and sci-fi conventions. She is self-taught. Nobody asks her if she has a degree. She flipped burgers for 3 years while she built up her client list and now she works 8 hours a day 4 days a week on just her art and that is her sole career.

*Is insanely jealous*

[Onyx]

*Is insanely jealous*

Yep, she loves it. She started small - if you do art, submit a few pieces to the next sci-fi con that is near you, or you can even submit them by mail. That's what she mainly does - mails out a few times a month. She usually only goes to conventions anymore if she is the artist guest of honor. It didn't happen overnight for her but she worked her ass off to get where she is

It's pretty easy to submit by mail. Useful things like little bookmarks with art really sell too and they are quick to make. If you attend a con, take a walk through the art for sale and that will give you a lot of ideas of what is selling well and pricing. Often they will have a theme (Dragoncon for instance - I picked up some awesome dragon art there) and if you stick to that theme you'll get a lot of sales. It does NOT have to be perfect, just has to be something someone else likes!

With some of them you can even transmit digital art to them to sell and they will print on demand right there at the convention when someone buys one and you get sent a check for whatever you sold. It's a pretty amazing system.

[tanuki1985]

That is such bullshit. The girl is a fucking moron. She must have gone to one of the most expensive art schools in the country to have to take 75K in loans. You simply don't go to a school that expensive if you can't afford it. Jesus christ. I went to a very expensive school, and I have a lot of loans, but not even a third of hers. What the hell was she thinking? I wasn't rich - but I got student aid. Grants, work study, loans. If your loans add up to 75K, you CHOOSE A DIFFERENT GODDAMN SCHOOL. I don't think this girl had the brain power to go to college at all. Not surprising she doesn't have the common sense to enable her to find a job. No one should ever graduate with that much in loans. You'd not only have to get a job immediately after graduation, but a damned high-paying one too. Plus, it's goddamn ART SCHOOL. If you are going into art, the important thing is your talent, not the name on your diploma, so you shouldn't need a pricey school. There are some fields (a lot of fields) where school name recognition can get you far. If you want to move on to med school, Johns Hopkins is a damn good place to get that undergrad degree. If you want to go into engineering, U of M will make a difference in your future. But to draw bunnies? I can't believe that Academy of Art University in San Francisco is going to have a huge difference over Columbia School of Art or (fill in the name of small cheap art school here).

Girl is screwed, but she has no one to blame but herself. You can get a great college education and come out with under $10K in loans easily (I didn't, but again, very expensive school). You can go to a really expensive private school and still come out with under $25. $75 is just nucking futs.

I must say that I agree. Sure, college is expensive, but there are things we can do to help the situation, such as:

1. Go to college in your own state.

2. Take at least some classes at a community college.

3. Look into financial aid.

4. Choose colleges with lower tuition.

And last but not least...

5. Get a degree in something that's useful, or at least something that you could easily find a job in.

[Shade Everdark]

So, we should just eliminate English, Creative Writing, Classical Studies, Sociology, Psychology, International Relations, and Political Science as majors, then?

I am so very disappointed.

[phee]

So, we should just eliminate English, Creative Writing, Classical Studies, Sociology, Psychology, International Relations, and Political Science as majors, then?

I am so very disappointed.

Again... sounds like something we have heard of before.... and sadly people in this day and age are suggesting it still (not directly but infering these things are useless)

[TitsMcGee]

So, we should just eliminate English, Creative Writing, Classical Studies, Sociology, Psychology, International Relations, and Political Science as majors, then?

I am so very disappointed.

No they shouldn't be eliminated, but the person going to school for them should know what they are doing when it comes to getting their degree. I don't see anyone getting a english degree paying 75K for school then not being able to find a job.

[Rev.Reverence]

Again... sounds like something we have heard of before.... and sadly people in this day and age are suggesting it still (not directly but infering these things are useless)

...'tis a shame...

...I think when a person goes into ANY feild, they should research FIRST, just how cutthroat & populated that field is...& act in accordance.

[Goth Brooks]

So, we should just eliminate English, Creative Writing, Classical Studies, Sociology, Psychology, International Relations, and Political Science as majors, then?

I am so very disappointed.

Where was this stated by anyone? Certainly not by myself, nor did I ever imply it.

[phee]

Where was this stated by anyone? Certainly not by myself, nor did I ever imply it.

Your solution basically dictates that only the rich and the privilidged should be able to recieve the type of education that would include: English, Creative Writing, Classical Studies, Sociology, Psychology, International Relations, and Political Science as majors.

[Goth Brooks]

Your solution basically dictates that only the rich and the privilidged should be able to recieve the type of education that would include: English, Creative Writing, Classical Studies, Sociology, Psychology, International Relations, and Political Science as majors.

Only? No.. all I said was if you want to learn it, you pay for it.

Do you honestly believe that someone should be able to take out $75,000 worth of loans to learn how to make childrens' books and tshirt designs?

[phee]

Only? No.. all I said was if you want to learn it, you pay for it.

Do you honestly believe that someone should be able to take out $75,000 worth of loans to learn how to make childrens' books and tshirt designs?

Most of the people who have that kind of money to put towards school can't earn it.... those who do have that kind of money didn't earn it but had mommy and daddy pay for it.

and while I am not sure about t-shirt design.... what exactly is it that you think is so bad about childrens books?

[Goth Brooks]

Most of the people who have that kind of money to put towards school can't earn it.... those who do have that kind of money didn't earn it but had mommy and daddy pay for it.

and while I am not sure about t-shirt design.... what exactly is it that you think is so bad about childrens books?

it shouldn't take a $75k education to figure out how to write a book that entertains kids.

[TitsMcGee]

Most of the people who have that kind of money to put towards school can't earn it.... those who do have that kind of money didn't earn it but had mommy and daddy pay for it.

and while I am not sure about t-shirt design.... what exactly is it that you think is so bad about childrens books?

My parents have been paying for my schooling, because they don't want me to end up in massive debt. Is it such a horrible thing for parents to pay for their child's education?