It something is'nt Done

[Hellion]

:devil If I am not able to get 351 dollars to make the car payment, then looking for work and everything else will go to hell, I am trying to sell my tools that I have thats worth 1200,00 dollars. If some wants to buy some, if not all let me know as soon as possible. Because I am not going to have to do something illegal to get money, I definately need to take care of this on the 21 of january or sooner, I could use the help.

[DarkChylde]

All im going to say is, THIS REALLY FUCKING BLOWS!!!

[Onyx]

You may have a little more time than you think.

Have you called them? If not, please take time to call the loan company. Lots of people have been in your situation and most of the time they would rather work with you until you get back on your feet than take the car.

[Fierce Critter]

Crank - call the company. Is it GMAC? If so, you're in luck.

You are allowed, by GMAC rules, up to, I think it's 120 days of "deferred payments" on the life of your loan. If you can't make your January payment, they will tack that onto the end of your payment schedule, and you're all set.

If this will be your first late payment, you actually have nothing to worry about. The auto finance companies do NOT want to have to repossess your car. They always lose out if they have to do that.

Trust me on this one. Our car loan has been the easiest one to deal with when it comes to good times/bad times.

Good luck!

[Lilith]

Well a few things i know from havign my van repossed amany years back, even if the car does get taken you can get it back as long as you can pay the full amount befor they set it for auction, but i costs way more so you want to contact the company who holds your loan first to work soemthing out.

Aslo if you cant pay the full amount send them what ever you do have, (you should try to do this befor you are in repo, even if you come up short one month pay them what every ou have versus nothing this make them more willing to work with you if they see you try, this wil latleast give you a few more days to gather more funds. ALso if you get stuck and they say we are comming to get the car and they wont accept a partial payment but you are close to the full amount HIDE the CAR! Till you get the full amount, if you pay the full amount befor the repo guys actully gets the car they stop the repo. Most repo guys only get paid when they actually have physical possesion of the car. If the car does get repoed you are entitled to every personal belonging, even the non stock car radio, if you installed a new one after pruchase inside the car. IF they do take you car and wont give it back casue they busted out the stearing colum.... you dont have to pay them to fix it like thay want you too.... you can start the dam nthing with a screw driver and fix for way cheaper then they want to charge you.

Even my mortage company as much as they were being assholes, i finally got a lady who stopped playing the BULLY games and laid it all out for me honestly and she worked with me and i still have my home. The more you push for a resolution that is not a repossion the more liley you will get some one who will help you, if the first phone call get s dead end keep calling them till you get the guy/gal with long heart strings that will actually ehlp you. They will be a pest to you to get there money or the car why not be be a pest back to work soemthing out.

[honeymustard02]

I'm sure you can get a job at McD's or burger king. At least it's a pay check.